Investment & Financial Planning Tools
SIP investment calculator with monthly SIP, lumpsum, annual step-up percentage, and year-wise breakdown.
→SIP with absolute monthly step-up amount each year for long-term wealth building.
→Systematic Withdrawal Plan (SWP) with inflation-adjusted withdrawals and corpus tracking.
→Side-by-side comparison of Fixed Deposit vs Mutual Fund returns with tax impact analysis.
→SIP with decelerating step-up — starts aggressive and gradually slows down based on momentum factor.
→Split 50/50 between safe (fixed rate) and risky (variable rate) investments with combined tracking.
→Aggressive SIP with 41.42% step-up — your investment doubles every 2 years for maximum wealth creation.
→SIP accumulation phase followed by a fixed withdrawal phase — invest, then enjoy steady income.
→SIP + withdrawal plan with inflation-protected withdrawals that grow each year to maintain purchasing power.
→Complex SIP with step-up, mid-year withdrawals from year 3, and a large lump-sum harvest at year 18.
→Retirement SIP + Children's Education (Harvest & Preserve) running in parallel with lifestyle planning.
→SIP growth vs Loan repayment side-by-side — see your wealth grow while your loan shrinks.
→Calculate the fixed monthly SIP needed to replace your current salary in retirement.
→Step-up SIP to replace your salary — starts small and grows each year to build retirement corpus.
→Calculate the SIP needed for a shorter investment period to achieve the same target corpus.
→See exactly how much wealth you lose by delaying your SIP by even a few years.
→Calculate the higher monthly SIP needed if you delay starting — the price of procrastination.
→See how your corpus grows during SIP years and compounds during pause years with no new investment.
→Compare annual LTCG tax harvesting vs buy-and-hold — see the tax savings over time.
→Loan EMI calculator with processing fees, GST, amortization schedule, and true cost of loan.
→Enter multiple investments with dates and current value — get your true annualized return (XIRR).
→What if you invested your EMI as SIP instead? Compare loan interest paid vs MF corpus built.
→Keep MF corpus & take loan (pay EMI via SWP) vs use MF for down payment. Which is better?
→Buying the dip — see your CAGR uplift, profit, and crash sensitivity for different fall levels.
→Start SWP now vs wait N years — compare total wealth with LTCG tax and inflation-adjusted withdrawals.
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