Glosome WealthX — Practice Intelligence

MFD Business Valuation Calculator

Estimate the indicative value of your MFD practice based on 15 weighted parameters — quantitative inputs and qualitative scores.

📌 Benchmark: ₹4.22 Cr per ₹100 Cr AUM — Prudent × Indus Capital, 2025 (only clean public comparable)
1
AUM
Total assets under management — the base for valuation
₹
= ₹100 Crore
Equity AUM % 65%
0% (All Debt)50%100% (All Equity)
Regular Plan % 80%
0% (All Direct)50%100% (All Regular)
2
SIP Book
Monthly SIP — recurring income signal
₹
SIP as % of AUM: —
3
Redemption Rate
% of AUM lost to redemptions in the last 12 months — lower is better
Annual Redemption Rate 10%
0% (No redemptions)25%50%+ (Very high churn)
Industry average ~12–15%. Below 8% is excellent. Above 25% is a red flag for any buyer.
4
Growth Trajectory
3-year AUM CAGR — momentum signal
3-Year AUM CAGR 20%
0% (Flat)25%50%+
5
Client Profile
Quality, diversity and longevity of client base
Client Concentration — Top 10 clients as % of AUM 30%
0% (Distributed)50%100% (Very Concentrated)
Average Client Tenure 5 yrs
1 yr7 yrs15 yrs
6
Systems & Processes
SOPs, CRM, digital adoption, automation
Overall Systems Maturity 3
7
Leadership Team
Depth, capability, and independence from founder
Team Strength 3
8
Succession Clarity
Named successor, documented plan, transition readiness
Succession Readiness 2
9
Digital Adoption
Online transactions, paperless onboarding, client portal usage
Digital Maturity 3
10
Geographic Concentration
Single city vs multi-location — scalability signal
Geographic Spread 2
11
Compliance Health
Clean audit history, KYC completeness, no SEBI/AMFI notices
Compliance Status 4
12
The 3–6 Month Test
Can the business run without the founder for 3–6 months?
Business Independence 2
13
Client Portability
Are clients loyal to the founder personally or to the firm?
Portability of Client Relationships 2
If clients say "I invest because of XYZ sir" — portability is low. Firm branding, team servicing, and digital platforms shift loyalty from person to institution.
14
Brand & Market Visibility
Recognised identity beyond existing clients — referral reputation, digital presence
Brand Strength 2
A buyer acquires not just AUM but future growth potential. A recognised brand means new clients keep coming even post-acquisition.
15
Product Breadth
MF only vs multi-product distribution — insurance, PMS, AIF, SIF
Product Range 2
Multi-product practices earn higher revenue per client and command a premium — a buyer can cross-sell into an already-trusted client base.
Disclaimer: This calculator provides an indicative valuation range for reference purposes only. It is not a formal valuation opinion. Actual transaction values depend on negotiation, buyer profile, deal structure, and due diligence findings. The benchmark of ₹4.22 Cr per ₹100 Cr AUM is derived from a single public comparable (Prudent × Indus Capital, 2025) and may not reflect current market conditions.
Live Estimate
AUM Entered
₹100 Cr
Business Quality Score
50 / 100
Indicative Valuation Range
₹2.1 Cr — ₹3.4 Cr
Based on quality-adjusted AUM multiple
Per ₹100 Cr
₹2.8 Cr
Quality %
66%
Multiplier
0.66×